FREE phone conference with one of the firm’s real estate attorneys to discuss your situation and merits of your case. During this initial phone call, the attorney will discuss how the litigation case will proceed in court and walk you through a step by step approach to how Foreclosure Defense litigation cases work.
Our attorneys will review the facts of the case and will draft potential cause of actions which your lawsuit against your lender will be based on. Each case is very fact specific, as such each Complaint that is drafted by our firm is tailor made to your own situation and your own grievances against your lender.
After filing the Complaint, our office will either negotiate with your lender’s attorney regarding a postponement of your sale date or we will file an emergency Motion in Court to seek a Temporary Restraining Order which would stop the lender from moving forward on the sale date on your property.
After the filing of the Complaint, your lender will typically attempt to dismiss the case in order to avoid liability. However, if your case has merit, and even if a single claim remains, your case moves forward. Concurrent with the lender’s attempt to dismiss your case, our office begins negotiations with the lender’s attorneys. As a majority of “Foreclosure Defense Litigation” cases resolve prior to trial, as discovery and trial could be very costly for the lender, our office typically reaches a resolution on your case which is favorable to you.
For some clients even if they are approved for a loan modification after litigation, it is just not enough. These clients may not be able to make the modified payments, or decide that it is not in their family’s best interest to continue to live in the property. For these clients, our firm can assist them with Short Sale or Deed in Lieu for FREE. The added benefit of this option is that homeowner can stay in their Property rent free until the Short Sale is finalized and may be entitled to relocation assistance from their lender.
RA & Associates saved me! I had been trying to work with my lender for the last five years and always hit a wall. They would give one reason or another for not working with me. I finally called RA & Associates and spoke to one of the partners. They took on my case, filed a lawsuit against the bank, stopped by sale date, and were able to get me approved for a loan modification which saved my home. God bless.
I called the law firm after the bank foreclosed on my property while I was negotiating a loan modification with them. I spoke to Romel, the managing partner, and I have to say he did everything he said he could do and more. Not only was the sale canceled and property transferred back to me, but the lender gave me a loan modification, reduced by loan balance, and the bank even paid me money for my troubles. I would definitely recommend Romel if you are having trouble with your bank.
Definitely give Romel a call and speak to him about your case. I came to him and RA & Associates after I wasted money on a class action lawsuit which went nowhere. The lender had promised me a permanent loan modification after I made payments on a trial modification, but they never gave me the permanent modification. As soon as Romel filed a lawsuit against my lender, they changed their tune. He was able to finally get me a permanent loan modification. The team at RA & Associates saved my home and put my family back on the right track.
The materials on this website are provided for information purposes only and do not constitute legal advice. Nothing on this site is intended to create an attorney-client relationship. In addition, the above referenced “case samples” are for information purposes only, and do not in any way constitute a guarantee or warranty by RA & Associates, APC, its attorneys or affiliates. The individual facts of your case may vary. As such, we recommend you contact our office to speak to one of our attorneys about your case.